Can you get a Discover student card if you just graduated?
After you graduate, Discover will just reclassify your student credit card account so it’s not tagged as student anymore. … * Once you graduate to the Discover it® Chrome credit card, you’ll still have the same rewards. Plus, don’t forget you still earn unlimited 1 percent cash back on all other purchases.
Do you have to be a student for Discover it card?
For example, Discover requires you to be enrolled in a “two- or four-year college or university“; State Farm requires you to attend a “postsecondary educational institution.” The Journey® Student Credit Card From Capital One® doesn’t require proof of college enrollment—you just have to meet the credit and income …
How do I qualify for a student Discover Card?
To qualify for a Discover student credit card, you must be at least 18 years old, enrolled in a two- or four-year college, a U.S. citizen and have a Social Security number. You will also need to have verifiable independent income, like a part-time job, and you may have to show proof of income.
Why did I get denied for a Discover student card?
Like all credit card companies, Discover looks at more than your credit score when you apply for a card. It could deny your application based on other factors. … Insufficient income: Your income determines whether Discover will approve you for a credit card and the amount of your credit limit.
Do you need to be a student to get a student credit card?
Usually, you need to be enrolled in an accredited school, TAFE or university to get a student credit card. High school students are generally not eligible for a student credit card. You may also need to be enrolled full-time to apply.
What is 3% cash back?
A credit card that offers 3 percent cash back on groceries, for example, gives you the opportunity to earn $3 cash back for every $100 you spend—so if you spend $6,000 on groceries per year (that’s $500 per month), you could earn $180 of cash back every year.
Is Discover IT student cash back secured?
You won’t be rewarded for your good grades, but if you can’t qualify for the Discover it for Students, the Secured offers a great way to still earn rewards and build up credit. 2% cash back on up to $1,000 in purchases per quarter (then 1%), at: Restaurants. Gas Stations.
Is Discover Visa or Mastercard?
WalletHub, Financial Company
Discover is neither a Visa nor a Mastercard. It’s more like an American Express card, but they’re not exactly the same, either. Discover is similar to Visa, Mastercard and American Express in the sense that all four are card networks.
Does Discover require proof of income?
American Express and Discover are the two main credit issuers who routinely request Form 4506-T to verify your income.
Is it easy to get Discover student card?
But we recommend a score of at least 700, which is toward the top of the good range, for the cards that require good credit for approval. So, most Discover cards may be a tough get for the average person, who has a credit score of 680-703. With that being said, it’s not just your credit score you should worry about.
Can you get Discover student card with no credit?
The best Discover card for students with no credit is the Discover it® Student chrome card, because it gives 1 – 2% cash back, has an APR of 0% for 6 months, and offers a $20 statement credit each year you have a 3.0+ GPA. … You also get an APR of 0% for 6 months and good grades credit.
How long does it take to get Discover rewards?
The time it takes to receive your reward varies based on your redemption: Gift cards are sent by U.S. Mail to your current billing address in 7–10 business days after order completion, but please allow up to 3 weeks.